Both membership and benefits end at 66
Your membership with us ends automatically on the last day of the month before you turn 66.
If you retire earlier, you must end your membership yourself by filling out this form in My Membership. Many choose to stop paying the fee, but that will result in reminders. It’s better to cancel directly – we have no notice period.
If you are unemployed when your membership ends, your right to benefits ends at the same time.
Pension must be coordinated if you receive payments
If you begin drawing a pension before your 66th birthday, it must be coordinated with your unemployment benefits. Pension includes occupational pension, income pension, premium pension, and in some cases supplementary pension.
Upload your pension decision
If you are unemployed and entitled to a pension or similar benefit, you must send us a copy of the pension decision. Also report immediately if the pension amount changes. You can upload it in Mina sidor or send it by post.
Self-employed pension savings count as occupational pension
If you are self-employed and have taken out a private pension plan and deducted it in your business tax return, it is considered an occupational pension.
Pension affects unemployment benefits
The total daily amount (pension plus unemployment benefits) may not exceed the daily benefit amount. This means that if your pension is 26,400 SEK or more, you are not entitled to any benefits. Once you begin drawing your pension, the amount must be coordinated with your benefits.
Private pension does not affect benefits
If you have a private pension plan that you paid for yourself without employer contributions, it does not affect your right to unemployment benefits, regardless of when you start drawing it.
Payments from transition insurance
If you receive additional payments while unemployed from, for example, Trygghetsstiftelsen or Trygghetsrådet, different compensation levels apply. In that case, it is not the unemployment fund but the payer who coordinates the benefits.